Link Point API
It is a secondary branch of the Link Point International and the
brand is major servicing many people. It is the advanced version of
conducting e-commerce with its gateway brother being Link Point
Connect. Its features are:
Regular Billings Feature: It has the feature of regular
billings enabling the payment of bills on recurring
Fraud Prevention: It also prevents fraud with the Link
Shield protection services. This is done through risk rating where
a sale will be seen as a suspicious transaction.
Tax Calculator: It also has a tax calculation system. The
tax calculator features enables the system to calculate tax in
different Regions. This gives an estimate of what will be charged
in a transaction.
Shipping Charges Calculation: Another interesting feature
is calculation of shipping charges. These are included in the whole
amount as one to prevent extra charges.
Electronic Check Processing: Processing of electronic
checks is another feature it has. This is also done within a short
period of time, usually less than a week.
Costs incurred when using Link Point API are varying. This is due
to the inclusion of resellers who are introduced by merchants.
There are actually no specific fees charged with this method of
Low Pricing: Exclusion of transaction fees tends to
minimize costs. Recurring billing also to reduce cost which
attracts more merchants.
Less Transaction Time:Time is also of great importance for
this payment gateway. Transactions take less time to be complete.
This has been attributed to the changing of the datacenter.
Only One Platform: It has only one platform for
processing. It only corresponds to first data a platform which
limits it. This makes credit cards with different platforms a
challenge to work with Link Point API. This is because you have to
use a new API and include them to your shopping cart.
Low Standard Of Fraud Checking: Its fraud checking is
actually of low standards. This makes the gateway vulnerable to
fraud activities. This payment system is favorable to people who
value time and money. Transactions are always cheap and take
minimal time to be completed. Advice to people who conduct fast
transactions online is that they should consider using this
Link Point Connect
Link Point Connect is the little brother of Link Point API and
works similarly to API. It works more or less the same as both
Authorize.net and VeriSign Pay flow Link when dealing with
integration with your website. With its features being the same
with API, it has a difference in that it does not have any unique
characteristics. These include features like regular billing and
protection against fraud. This is a limitation by itself and
discourages many merchants from using it.
Its costs are fairly cheaper compared to the API so it has this
advantage to lure people with limited economic characters to use
it. It provides the ideal place to conduct business for people who
want transactions to be carried in a quick and efficient manner.
Coming down to benefits and limitations of using this system, they
match with those of API.